Eka Pramesti Sofiyanti Putri, Hilda Kumala Wulandari, dan Mohamad Badrun Zaman. “Pengaruh Literasi Keuangan Digital, Financial Behavior, Terhadap Perilaku Konsumtif Belanja Online Pengguna Shopee Pay Later Generasi Z”. Abdi Cendekia : Jurnal Pengabdian Masyarakat 5, no. 2 (Juni 30, 2026): 2158–2172. Diakses November 10, 2026. https://zia-research.com/index.php/abdicendekia/article/view/901.